Loan Rates

Credit Score Ratings

Category A + Category A Category B Category C Category D Category E
730 + 729-680 679 – 640 639 – 600 599 – 550 549 & Under

New & Used Autos

Category A+ Category A Category B Category C Category D Category E
24 months  1.75% APR  2.75% APR  4.75% APR  7.75% APR  11.75% APR  14.75% APR
30 months – 36 months  2.00% APR  3.00% APR  5.00% APR  8.00% APR  12.00% APR  15.00% APR
42 months – 48 months  2.20% APR  3.20% APR  5.20% APR  8.20% APR  12.20% APR  15.20% APR
54 months – 60 months  2.50% APR  3.50% APR  5.50% APR  8.50% APR  12.50% APR  15.50% APR
72 months  3.50% APR  4.50% APR  6.50% APR  9.50% APR  13.50% APR  16.50% APR
84 months  4.50% APR  5.50% APR  7.50% APR  10.50% APR  14.50% APR  18.00% APR

If GAP/ADR Insurance is purchased, we will take .25% APR (annual percentage rate) off the interest rate. GAP/ADR is a one-time fee of $ 400.00 and can be financed in w/the auto.

We also offer Mechanical Breakdown Protection (Extended Warranties). The price varies depending on the make/model/age/mileage of the auto. You will have to call the Credit Union and have the VIN# and current mileage to receive a quote. This insurance may be purchased at anytime, if it is purchased at the time you are financing your auto, it can be added to your loan and we will take .25% APR (Annual Percentage Rate) off of your rate.

 

Signature Loan Rates

Category A + Category A Category B Category C Category D Category E
 8.95% APR  10.95% APR  12.95% APR  15.95% APR  17.50% APR  18.00% APR

 

Land Loan Rates

10 Years 5 Years
 10.75% APR  9.50% APR

 

STS Loan Rates

28%

 

Loan rates are subject to change without notice. APR stands for annual percentage rating.