Privacy Notice and Disclosure Statement

It is the policy of this Credit Union to ensure the privacy and confidentiality of your personal information. To accomplish this, we follow these procedures:

Information We Collect: We collect nonpublic information about you from some or all of the following sources: Information that we receive from you on applications or other forms; information about your transactions with us or others; and information we receive from a consumer reporting agency.

Information We Disclose to Non-affiliated Third Parties: We do not disclose any nonpublic information about our members, former members and others to non-affiliated third parties except as provided by law.

Security Measures of This Credit Union: We restrict access to nonpublic information about you to those who need to know that information in order to conduct business and provide products or services to you. We maintain electronic, physical, and procedural safeguards that comply with federal regulations to ensure protection of your nonpublic personal information.

If you decide to terminate your membership or become an inactive member, we will adhere to the privacy policies and practices as described in this notice.

USA Patriot Act

You Can Help Us in the War on Terrorism. The USA Patriot Act requires credit unions to take extra security precautions to help the government fight the funding of terrorism and money laundering activities. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. These new procedures are designed to prevent crimes, such as identity theft and account fraud that terrorists commit to finance their operations against the U.S. and its citizens.

When an account is opened or changes, you will be asked for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying government issued documents. The definition of an account covers a broad range of regular financial transactions such as deposit, transaction, asset, or credit accounts or other extension of credit. The required verifications may be inconvenient for some but a strong deterrent for terrorists and other criminals.

You can rest assured that we will only request the information required by law and that we will use the information only for purposes of complying with the law. Your privacy is our top concern, and we will respect and protect it as always, consistent with the law’s requirements.

Thanks for your understanding and help in the critical effort. The war on terrorism will be fought on many fronts, and this is one of them.